The Jay Mitchell Mortgage Team

What Makes Jay’s Team Different is the Expert Advice They Offer.

They educate their clients about their financing options, and make recommendations based on a client’s particular needs and desires.
They are fast, efficient, and extremely knowledgeable
They have provided financing for homes in Georgia, South Carolina, Florida, and Tennessee since 1992
Purchase and Refinance Mortgages.
Conventional and Jumbo Mortgages
FHA, VA, and USDA Mortgages
Primary Residence, Second Homes and Investments Property
Fixed and Adjustable Rate Mortgages

Fairway Independent Mortgage Corporation is one of the largest independent Mortgage companies in America. Jay and his team have been offering expert advice to his mortgage clients since 1996. Fairway Mortgage is one of the nation’s largest privately held mortgage bankers. The company’s focus on customer satisfaction, along with their desire to give back to the community, makes Fairway Mortgage the perfect fit. They sell directly to Fannie Mae, Freddie Mac, and Ginnie Mae, are direct endorsed lenders for FHA, USDA, VA, and Jumbo Loans. Many of their Loan Officers carry the special designation of Military Mortgage Specialists. This designation requires many additional hours of training and classes in order to service Military Veterans with the greatest ability and knowledge.

If they did business like most other lenders, Jay would have quit a long time ago.

Jay Mitchell, Branch Manager

NMLS# 153557

Email jay@loansbyjay.com

Jay Mitchell has over 26 years of experience in the mortgage industry with the likes of JP Morgan Chase, and First Tennessee Bank. Jay and his team are known for the trusted advice they offer their clients. He joined Fairway Mortgage 10+ years ago and they are now one of the nation's largest privately held mortgage bankers. The company's focus on customer satisfaction, along with their desire to give back to the community, makes Fairway Mortgage the perfect fit. They sell directly to Fannie Mae, Freddie Mac, and Ginnie Mae, allowing them to offer their clients a comprehensive suite of mortgage programs with excellent terms. Fairway is a direct endorsed leader for FHA, USDA, VA and many Jumbo Loans. Jay and many of his loan officers carry the special designation of Military Mortgage Specialists. This designation requires many additional hours of training and classes in order to service the US Military Veterans with the greatest ability and knowledge.

Jay has won numerous industry awards. When he is not working, Jay enjoys fishing, professional baseball games, college football, and golf.

AWARDS & CERTIFICATIONS

Pam Surmik, Operations Manager

NMLS# 207540

Email psurmik@fairwaymc.com

Pam Surmik first started in the mortgage business in Alaska more than 30 years ago. Over the years, Pam has gained experience as a processor, underwriter, operations manager, and mortgage loan officer. She has been with The Jay Mitchell Mortgage Team for almost 16 years, with 10 of those years being at Fairway. As a Federally Licensed Mortgage Loan Officer, Pam's in depth of knowledge allows her to give clients trusted advice, both for the seasoned investor and first time home buyer. Pam also loves to do VA loans for our nation's Veterans and has her Military Mortgage Specialist Designation.

Whether you are a self employed borrower looking for a Jumbo Mortgage, or a first time buyer, Pam has the knowledge, dedication, and love of people to hep make your dreams come true.

Lisa Lawson, Loan Officer

NMLS# 1224331

Email lisa.lawson@fairwaymc.com

Lisa Lawson from Fairway Independent Mortgage in Atlanta, GA, is committed to providing the best home loan solutions for her customers. Backed by excellent operations and a company that truly cares about people, Lisa has a goal of helping everyone achieve their dream of owning a home.