The Jay Mitchell Mortgage Team

What Makes Jay’s Team Different is the Expert Advice They Offer.

They educate their clients about their financing options, and make recommendations based on a client’s particular needs and desires.
They are fast, efficient, and extremely knowledgeable
They have provided financing for homes in Georgia, South Carolina, Florida, and Tennessee since 1992
Purchase and Refinance Mortgages.
Conventional and Jumbo Mortgages
FHA, VA, and USDA Mortgages
Primary Residence, Second Homes and Investments Property
Fixed and Adjustable Rate Mortgages

Fairway Independent Mortgage Corporation is one of the largest independent Mortgage companies in America. Jay and his team have been offering expert advice to his mortgage clients since 1996. Fairway Mortgage is one of the nation’s largest privately held mortgage bankers. The company’s focus on customer satisfaction, along with their desire to give back to the community, makes Fairway Mortgage the perfect fit. They sell directly to Fannie Mae, Freddie Mac, and Ginnie Mae, are direct endorsed lenders for FHA, USDA, VA, and Jumbo Loans. Many of their Loan Officers carry the special designation of Military Mortgage Specialists. This designation requires many additional hours of training and classes in order to service Military Veterans with the greatest ability and knowledge.

If they did business like most other lenders, Jay would have quit a long time ago.

Jay Mitchell, Branch Manager

NMLS# 153557

Email jay@loansbyjay.com

Jay Mitchell has over 26 years of experience in the mortgage industry with the likes of JP Morgan Chase, and First Tennessee Bank. Jay and his team are known for the trusted advice they offer their clients. He joined Fairway Mortgage 10+ years ago and they are now one of the nation's largest privately held mortgage bankers. The company's focus on customer satisfaction, along with their desire to give back to the community, makes Fairway Mortgage the perfect fit. They sell directly to Fannie Mae, Freddie Mac, and Ginnie Mae, allowing them to offer their clients a comprehensive suite of mortgage programs with excellent terms. Fairway is a direct endorsed leader for FHA, USDA, VA and many Jumbo Loans. Jay and many of his loan officers carry the special designation of Military Mortgage Specialists. This designation requires many additional hours of training and classes in order to service the US Military Veterans with the greatest ability and knowledge.

Jay has won numerous industry awards. When he is not working, Jay enjoys fishing, professional baseball games, college football, and golf.

AWARDS & CERTIFICATIONS

Pam Surmik, Operations Manager

NMLS# 207540

Email psurmik@fairwaymc.com

Pam Surmik first started in the mortgage business in Alaska more than 30 years ago. Over the years, Pam has gained experience as a processor, underwriter, operations manager, and mortgage loan officer. She has been with The Jay Mitchell Mortgage Team for almost 16 years, with 10 of those years being at Fairway. As a Federally Licensed Mortgage Loan Officer, Pam's in depth of knowledge allows her to give clients trusted advice, both for the seasoned investor and first time home buyer. Pam also loves to do VA loans for our nation's Veterans and has her Military Mortgage Specialist Designation.

Whether you are a self employed borrower looking for a Jumbo Mortgage, or a first time buyer, Pam has the knowledge, dedication, and love of people to hep make your dreams come true.

Lisa Lawson, Loan Officer

NMLS# 1224331

Email lisa.lawson@fairwaymc.com

Lisa Lawson has spent over 15 years in the financing business and has a passion for working with others. Lisa will help guide you through the mortgage maze and help educate you on the best loan program for you and your family. She will communicate effectively and efficiently regarding rate, costs and loan programs and offer guidance from application until closing. Her roles in the business world have helped her develop and earn the reputation of professionalism and personal attention.

Lisa values the trust customers place in her and offers a signature service with straightforward approach and a genuine caring attitude. She contributes her success to keen listening skills and true desire to help. Providing reassurance to her clients through the process is demonstrated by her client's willingness to refer their friends to her repeatedly. Lisa is adept in provided mortgage solutions that work for her clients with outstanding and timely communication.

Lisa is a Georgia native and has been married for 24 years with two teenage girls living in Forsyth County. She is committed to her family, community and career and enjoys serving in several charitable organizations and active in many business affiliations as well.